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Financial
First Steps
3 simple steps to college access
- Fill
out FAFSA – Determine
your need for financial aid by filling out and submitting the Free
Application for Federal Student Aid (FAFSA). The FAFSA is available
online at www.fafsa.ed.gov,
from our partner - ESF, your high school guidance counselor, your
college financial aid office, or at your local library. Filling out
the FAFSA online will speed up your loan process. If you need
assistance filling out the FAFSA, the counselors at ESF will be happy
to assist. You may call ESF toll free at 1-888-713-3762.
- Show
Me the Money – A Student Aid Report (SAR) will be
sent to you and the colleges you indicate on the FAFSA, and the schools
will use these results to determine your financial need. Once
you've been accepted for admission and the financial aid office at
the school of your choice has determined your financial aid eligibility,
you'll receive a financial aid award letter detailing the types of
awards for which you are eligible. Student loans may be a part of
your award package.
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Choose Planters/ESF – If you are eligible for federal
student loans, choose Planters/ESF Student Loans for some of the most
attractive money-saving borrower benefits anywhere. Simply indicate
on your award letter or notify your school that you have chosen
Planters/ESF - Lender Code 833575 as your
lender.
Each school determines the method by which loans will be processed. You will need to complete a Stafford Loan Master Promissory Note (MPN) which is a legal document that must be signed to obtain a loan. It will include information about your interest rate, deferment and cancellation provisions and other information. It's very important to read and understand this document because by signing it you promise to repay the loan.
If your school directs you to your lender to complete a Stafford Master Promissory Note, you may access our Stafford Master Promissory Note in two ways:
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click here to complete the MPN online - you may then either sign and submit it electronically or print it out, sign and mail. When asked to choose a lender, be sure to select Education Services Foundation.
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click here for a blank MPN which you may print out, complete, sign and mail to us at: |
ESF
Student Loan Division
P. O. Drawer 55909
Jackson MS 39296-5909
Once
you apply for a loan, you can track it status on our Web-based user-friend
LoanTracker site.
Back
to Planters Student Loans home page
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