SOUTHBank has partnered with ESF (Education Services Foundation) to provide convenient hometown access to student loans.

ESF is your not-for-profit planning-and-paying-for-college company with the sole mission of making college more accessible and affordable for Mississippi students. ESF reinvests loan proceeds in Mississippi students helping you plan and pay for college, with never a charge for our services.

For general information on our Stafford Loans for students, click here.

For general information on our PLUS Loans for parents, click here.

For general information on our GradPLUS loans for graduate students and professionals, click here.

Ready to apply?
Click here to complete a Stafford or PLUS Loan Master Promissory Note online. If you prefer to print out a paper form, click here for the Stafford Loan Master Promissory Note or click here for the PLUS Loan Master Promissory Note.

Click here for PLUS Loan preapproval.

Once you apply for a loan, you can track it status 24/7 on our Web-based user-friend LoanTracker site.

Need assistance? Call us toll free at 800.986.4322 or send an email.